We guide founders, business owners, families, individuals, and select organizations in using financial success to support the life they want to live, pursue what matters most, and steward their legacy across generations.
You have built something meaningful. Our goal is to leverage our expertise to bring clarity, coordination, and continuity to the capital that influences many of life’s most important decisions. We work closely with clients to guide investment strategy, align planning, and coordinate with the tax, legal, and strategic professionals central to long-term success.
Investment Management
Financial Planning
Strategic Tax Planning
Estate and Legacy Architecture
Business Advisory and Succession
Private Investment Access
Purposeful Philanthropy
Lending and Private Banking Coordination
Every relationship is grounded in a deep, personal understanding of your life, your priorities, and your long-term goals. By staying closely engaged, we bring meaningful perspective and make a lasting difference. That personal relationship is strengthened by a deep bench of specialists across tax strategy, estate planning, trust and lending solutions, and other sophisticated capabilities.
With our extensive investment experience, we aim to source compelling investment solutions appropriate for your specific situation. We provide access to private markets from highly reputable fund managers, alongside competitively priced solutions for investing and strategic borrowing.
Client assets are held at Fidelity Family Office a leading independent custodian designed for clients with sophisticated and complex wealth needs. We advise on those assets but do not custody them ourselves, combining personal counsel with the protections, reporting, and infrastructure of an established institutional platform.
THE ALIGNED360™ PROCESS
“Our role is not simply to manage assets. It is to help you make sound decisions over time, providing the clarity and execution needed to free up your most valuable asset: your time.”
Success brings opportunity, responsibility, and a steady stream of important decisions. We help clients navigate that complexity through the Aligned360™ Process. This structured approach is designed to shape strategy, coordinate your professional advisory team, and adapt as your life and business transition.
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We begin by defining the exact purpose of your capital by mapping out your current obligations, business interests, and what you want your success to make possible.
We build a coordinated strategy that synchronizes your investment portfolio with after-tax planning, estate planning, philanthropy, and any business liquidity planning already in motion. We ensure every element of your financial life actively reinforces the others.
As your dedicated partner, we provide proactive oversight and disciplined review. We remain closely engaged to adjust your strategy ahead of changes in markets, tax legislation, business transitions, and long-term family goals. As your life evolves, we continuously revisit Discovery and Design to ensure your strategy stays aligned.
These six elements form the framework for aligning the success you have built with what matters most. By managing these areas cohesively, we ensure your investment, planning, protection, and legacy decisions move together toward a shared purpose.
We construct bespoke portfolios tailored to your goals and provide active oversight designed to help manage risk and support long-term growth.
We proactively implement asset location, tax-loss harvesting, and strategic coordination with your CPA to optimize your after-tax outcomes, so you keep more of what you make.
We collaborate with your legal counsel to ensure your assets transfer smoothly according to your exact wishes while preparing the next generation for the responsibilities of significant capital.
We identify potential vulnerabilities and coordinate with specialists on trusts, corporate entities, and insurance structures to build a fortress around everything you have worked hard to achieve.
We structure your charitable giving to maximize your tax efficiency while ensuring your philanthropic impact reflects your family’s core values and long-term intent.
Drawing on specialized exit planning expertise, we guide founders through liquidity events and succession to ensure a clear transition from active enterprise value to protected family capital.
Disclosure: Past performance is not a reliable indicator or a guarantee of future results. It should not be assumed that recommendations made in the future will be profitable or will equal the performance of the investments herein. Investment in a fund involves significant risks, including loss of the entire investment.
Why This Firm
Many successful founders and families do not need more complexity or fragmentation. They need a Personal CFO who knows them well, understands the moving parts around them, and can take on the burden of coordinating important decisions over time.
Aligned Private Wealth was built to serve clients through a model centered on proactive counsel, disciplined advice, and decades-long continuity. We believe your financial success is most powerful when it is directly aligned with the life you want to live and the legacy you intend to build.
Through our partnership with Indivisible Partners, your relationship with Aligned Private Wealth is backed by industry-leading executives. This structure allows us to offer the personal relationship of a boutique advisory firm, supported by the specialized resources, advanced planning capabilities, and institutional safeguards of a major financial enterprise.
John, Founder and Executive Chairman of Indivisible Partners, sets the firm’s vision and strategy. He supports and guides advisor teams in practice management and business growth.
Paul, Chief Tax Strategist at Indivisible Partners, works with advisory teams to build tax‑efficient wealth strategies. His focus spans wealth creation, preservation, and transfer with maximum after-tax efficiency.
Alok, Founder and Chief Technology Officer of Indivisible Partners, leads the firm’s technology direction. He assembles, integrates, and showcases how the next generation of wealth technology can enable and empower advisors to provide a truly differentiated service for clients.
Steve, Founder and Chief Compliance Officer at Indivisible Partners, oversees compliance across the platform. He helps ensure advisors can deliver comprehensive and objective client‑first advice
Founding Principal, Private Wealth Advisor
Ethan is the Founding Principal of Aligned Private Wealth and a trusted advisor to founders, families, individuals, and select organizations. As a Certified Exit Planning Advisor (CEPA®), he brings specialized perspective to the planning, transition, and stewardship of a family’s financial legacy.
Over a nearly three-decade career, Ethan has found his greatest purpose in guiding clients from financial success to personal significance. What often begins during a critical milestone, such as a business transition or liquidity event, consistently evolves into a decades-long partnership. For Ethan, there is no higher privilege than earning the deep trust required to help families realize their vision and steward their capital across generations.
Before founding the firm, Ethan advised clients at Merrill Lynch, Smith Barney, and UBS. He recognized a growing gap between institutional models and what highly successful clients actually need: a dedicated Personal CFO. Today, he serves as that first call by cutting through the noise, coordinating directly with a client’s other professionals, and taking on the burden of financial execution.
Ethan earned his Finance degree from the University of Illinois at Urbana-Champaign. He has been included in Forbes’ Best-in-State Wealth Advisors list 2023, 2024, 2025, 2026.*
Outside the office, he enjoys traveling with his wife, Melissa, and their three daughters, keeping fit and spending time outdoors, and taking on the steady stream of home projects that comes with a busy household.
*Disclosure: The Forbes ranking is based on criteria such as client retention, industry experience, credentials, compliance records, and assets under management. Compensation was not provided for this ranking, and no conflicts of interest exist.
Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan – April. Rankings based on data as of June 30 of prior year. Award based on The Hafner Group with UBS Private Wealth Management. Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.
Associate Wealth Advisor
Andrew Cardillo plays a central role in the Aligned360™ Process, turning thoughtful strategy into disciplined execution.
As a CERTIFIED FINANCIAL PLANNER™ professional, his focus is on comprehensive financial modeling, portfolio construction, investment analysis, and alternative investments. For our clients, Andrew drives the day-to-day execution. He handles the analytical heavy lifting and coordination that allows clients to step back from the complexity of their balance sheets.
Andrew earned his degree in Finance from the Kelley School of Business at Indiana University. He lives in Winnetka with his wife, Louise, and their daughter, Blair.
Client Service Associate
Benito supports the day-to-day service and operational needs of clients, helping to deliver a seamless experience across onboarding, asset movement, account maintenance, and private investment management. He works closely with the advisory team and external partners to ensure execution is timely, accurate, and aligned with client expectations.
Benito’s prior work experience includes serving as a Vice President at a multi-billion-dollar multi-family office, where he provided comprehensive client service support to ultra-high-net-worth families and led a variety of operational initiatives. His experience also includes time at Goldman Sachs, where he developed a strong foundation in financial operations, risk management, and client service.
Benito earned his degree in Business Management from Brigham Young University.
In his free time, Benito enjoys spending time with his wife, Amelia, and their twin sons, whether at the park, at the movies, traveling, or simply being together. He also stays active through pickleball.
